At last week’s North Judson Town Council meeting, Insurance Broker John Howard with the Wealth Care Group informed council members of a new piece of information he discovered since the last time they discussed health insurance policy options.
During their first November meeting, members voted to allow Town Attorney Justin Schramm to be added to the insurance policy in lieu of paying him a retainer fee. Board member Josh Brown inquired about a similar possibility for council members.
A last Monday’s meeting, Howard explained that the town attorney and council members are classified as 10-99 employees and their current health insurance provider, United Health Care, does not allow those types of employees to be added to the group plan.
He said that if they still wish to pursue that avenue, their option is National General, a company that is more lenient about who can be included on the group policy.
Howard mentioned that they applied to this company last year and were declined for the outlying health issues of various employees. He said those individuals are no longer employed by the town and stated that the possibility of receiving a decent offer from National General seems more promising with this year’s group.
In order to receive a quote, he needs to collect health data from town employee so he requested permission to distribute the necessary applications. The council voted unanimously to allow Mr. Howard to collect that data and acquire a quote from National General.
The members agreed to hear the results and compare costs at their next town council meeting on December 4th.
